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Experience luxury lakeside living in this stunning story-and-a-half villa designed with both elegance and comfort in mind. From the moment you step inside, you'll be captivated by the abundance of natural light, soaring ceilings, and beautiful open spindle staircase that creates a dramatic focal point in the home. The gourmet kitchen is a chef's dream, featuring custom shaker cabinetry, granite countertops, a spacious center island with breakfast bar seating, stainless steel appliances, a five-burner gas range with vent hood, and double wall ovens"”perfect for entertaining or everyday living. The inviting great room offers a cozy gas fireplace and seamless flow throughout the open-concept main living space. Retreat to the luxurious main-floor master suite complete with an electric fireplace, spa-inspired soaking tub, separate shower, and walk-in closet. Main-floor laundry adds everyday convenience. Upstairs, you'll find two additional bedrooms, a full bathroom, and a versatile loft area ideal for a home office, media space, or reading nook. Additional highlights include a three-car garage and an unfinished walkout basement overlooking the lake, offering endless possibilities for future living space and breathtaking views year-round. This exceptional villa combines timeless design, upscale finishes, and serene lake views in one remarkable property.

DAYS ON MARKET 14 LAST UPDATED 6/11/2026
TRACT Penny Lane #4 YEAR BUILT 2009
COMMUNITY 406 - Fort Zumwalt East GARAGE SPACES 3.0
COUNTY St. Charles STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Hawthorn Elem.
Jr. High School DuBray Middle
High School Ft. Zumwalt East High


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air
AIR CONDITIONING Yes
AMENITIES Insurance, Maintenance Grounds
APPLIANCES Dishwasher, Double Oven, Gas Cooktop, Gas Water Heater, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan
AREA 406 - Fort Zumwalt East
BASEMENT Bath/Stubbed, Exterior Entry, Interior Entry, Unfinished, Walk-Out Access, Yes
CONSTRUCTION Brick Veneer, Stone Veneer, Vinyl Siding
FIREPLACE Yes
GARAGE Yes
HEAT Exhaust Fan, Forced Air, Natural Gas
HOA DUES 420|Monthly
INTERIOR Breakfast Bar, Ceiling Fan(s), Chandelier, Double Vanity, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Master Downstairs, Open Floorplan, Pantry, Recessed Lighting, Soaking Tub, Walk-in Closet(s)
LOT 3798 sq ft
LOT DESCRIPTION Gentle Sloping
PARKING Attached, Garage Door Opener
SEWER Public Sewer
STORIES 1.5
STYLE Traditional
SUBDIVISION Penny Lane #4
TAXES 5850
UTILITIES Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
VIEW Yes
VIEW DESCRIPTION Lake
WATER Public
WATERFRONT DESCRIPTION Lake
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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*Estimate only

SATELLITE VIEW



 
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