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This updated 4-bedroom, 2-full-bath split-level home already has the kitchen, the flooring and the space many buyers spend years waiting for, so you can move in and start living instead of starting a project list. Up from the foyer, the living room opens up under a vaulted ceiling with wood-laminate flooring and big front windows. It flows straight into the dining area, where a bay of windows pulls in natural light. The kitchen features warm butcher-block counters, crisp white cabinetry, a stainless steel range, refrigerator and dishwasher, a pull-down faucet under the window, a pendant light, a pantry, and a peninsula that keeps whoever's cooking part of the conversation. The primary bedroom has its own vaulted ceiling, a bay window and a private full bath with a walk-in shower. Two more bedrooms share the hall full bath with a tub/shower. Downstairs, the 4th bedroom has a ceiling fan, a window to the front yard and its own walk-in closet, or use it as a bonus living room. This house can change as your needs do. A 3rd bathroom is already roughed in down here, ready whenever you want to finish it. The utility room holds the laundry hookups and plenty of storage, and there's inside access to the attached two-car garage. The garage also has a backdoor that accesses the fully fenced backyard. Out front, the curb appeal is easy to like: white siding, navy shutters, a navy front door under an arched transom, landscaped beds behind a block retaining wall, and a mature shade tree. This home may qualify for a VA Assumable Mortgage at 3.625% interest rate. Ask your lender for details! Schedule your showing today!
| DAYS ON MARKET | 2 | LAST UPDATED | 10/27/2026 |
|---|---|---|---|
| TRACT | Mallard Pointe #3 | YEAR BUILT | 1993 |
| COMMUNITY | 407 - Fort Zumwalt West | GARAGE SPACES | 2.0 |
| COUNTY | St. Charles | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| Elementary School | Dardenne Elem. |
|---|---|
| Jr. High School | Ft. Zumwalt West Middle |
| High School | Ft. Zumwalt West High |
| ADDITIONAL DETAILS | |
| AIR | Ceiling Fan(s), Central Air, Electric |
|---|---|
| AIR CONDITIONING | Yes |
| AMENITIES | Snow Removal |
| AREA | 407 - Fort Zumwalt West |
| BASEMENT | Bath/Stubbed, Partially Finished, Yes |
| CONSTRUCTION | Vinyl Siding |
| GARAGE | Yes |
| HEAT | Forced Air |
| HOA DUES | 3|Monthly |
| LOT | 9583 sq ft |
| LOT DESCRIPTION | Back Yard, Corner Lot, Front Yard, Level |
| SEWER | Public Sewer |
| STORIES | 1.5 |
| STYLE | Split Foyer |
| SUBDIVISION | Mallard Pointe #3 |
| TAXES | 3306 |
| UTILITIES | Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected |
| WATER | Public |
MORTGAGE CALCULATOR
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